It is a smart yet safe replacement of the beneficiary’s account details, such as IFSC and account number. After completing this process, your MMID code will be displayed.Īn MMID code contains the combination of your mobile number and bank account number. Once the option appears on your screen, press 4 followed by the last 4-digits of your bank account number to generate your MMID. Now, press 7 from your mobile to get more options. To get your MMID code, dial *525# and a complete list that contains banking menu will appear on your screen. USSD ( Unstructured Supplementary Service Data ): Not every bank has the option to generate an MMID code through the USSD option but ICICI Bank offers this service to its customers.After this, the bank will send an SMS containing your 7-digit MMID. SMS: Type MMID > last 4-digits of your bank account number and sendit to 9222208888.With this process, your 7-digit MMID code will be displayed. After logging in to the iMobile app, pick Smart Keys and Service > Account Services > Show MMID Code. Mobile Banking App: ICICI has a mobile banking app named iMobile.ICICI Bank has three different ways for you to get your ICICI MMID code which are as follows: Let us now look at the way to get the code for ICICI Bank. However, the process may vary from bank to bank. These are the common ways of registering and getting MMID codes. Just like mobile banking apps, some banks offer the serviceto generate MMID using the internet banking option of the bank.You can also do the same to get your MMID. Some banks also provide facility to generate new MMID by using their mobile app.Once you complete the process, you will get an SMS containing your MMID and MPIN. You can visit your nearest bank’s ATM to opt for mobile banking as well.You will get the MMID code and MPIN (4-digit identification number to get an access to mobile banking) at your mobile number or your communication address. You can visit your home branch to fill the form for mobile banking activation.To register for mobile banking services, you need to follow the below steps: To get the MMID, users need to activate their mobile banking first. They provide the details only when the customer asks for it. However, banks do not tell their customers about the MMID codes automatically. How to Get MMID Code?Įach bank account can only have one unique MMID. The person has to enter his registered mobile number and MMID code of the beneficiary for a successful transaction. An individual cannot have same MMID for all their accounts in multiple banks.įor IMPS transfer, an MMID code is required. One bank account can only have one MMID code. To resolve this problem, the MMID concept came into place. That time, it is a bit confusing to identify the exact account number of an individual. However, a mobile number can be linked with multiple bank accounts. As such, the mobile number can be used to recognise the user and his/her bank account details. MMID is based on the principle that two individuals can not have the same mobile number. Therefore, IMPS was devised to sort out this issue. You cannot get the find transfer facility round the clock with RTGS and NEFT. However, these two transfer methods have some limitation. People can transfer the amount through RTGS and NEFT methods using IFSC and bank account details. However, different MMID codes can be linked with the same mobile number. Every bank account only has one unique MMID code which is a combination of the user’s account number and mobile number. This code is necessary when you want to transfer or receive fund using IMPS. MMID is a 7-digit code provided by the bank to its customers.
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